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WFNB offers competitive products supported by excellent customer service. Move your existing bank account to one of our WFNB accounts.

WFNB Checking* Second Chance Checking®* Choice Checking*

Account overview

This unlimited transaction account is designed to provide a low cost option for your everyday checking account needs.

Minimum to open: $25.00

Monthly Minimum Balance Fee

  • No Fee with monthly direct deposit(2)  OR if you maintain a balance of $100.00 or above each day in the statement period
  • $6.95 without monthly direct deposit OR if balance falls below $100.00 any day in the statement period
  • $3.00 Monthly Paper Statement Fee (sign up for eStatements to avoid this fee)
  • Monthly Minimum Balance Fee is based on a minimum daily balance

Non-interest bearing account

Account overview

If you have experienced previous bank account challenges, this account is designed to provide a "Second Chance".

Minimum to open: $25.00

Monthly Maintenance Fee

  • $9.95 with monthly direct deposit(2)
  • $11.95 without monthly direct deposit
  • $3.00 Monthly Paper Statement Fee (sign up for eStatements to avoid this fee)

Additional Account Service Charge

  • $9.00 one-time account set up fee

Non-interest bearing account

Monthly Maintenance fee is assessed regardless of account balance

Account overview

Our Choice Checking offers unlimited check writing, earns interest each day the account balance is $1,000 or more, and is interest bearing. No Monthly Minimum Balance Fee if you maintain a balance of $750 or above each day in the statement period.

Minimum to open: $25.00

Monthly Minimum Balance Fee

  • No Fee if you maintain a balance of $750.00 or above each day in the statement period
  • $7.50 if the balance falls below $750.00 any day in the statement period
  • $10.00 if the balance falls below $100.00 any day in the statement period
  • $3.00 Monthly Paper Statement Fee (sign up for eStatements to avoid this fee)
  • Monthly Minimum Balance Fee is based on a minimum daily balance
Sterling Advantage* Platinum Plus Checking* WBank Account

Account overview

For customers who are 55 years and better(5), we offer the Sterling Advantage Account. This account earns interest each day the account balance is $1,000 or more while providing many additional services.

Minimum to open: $25.00

Monthly Maintenance Fee

  • No Charge

Additional Account Features at No Charge

  • WFNB custom wallet checks(4)
  • WFNB Debit Card(1)
  • Cashiers Checks
  • Money orders
  • Notary Services(3)

Account overview

WFNB Platinum Plus Checking helps your money work even harder for you. Earn our most competitive interest rate with unlimited check writing opportunities.

Minimum to open: $25.00

Monthly Maintenance Fee

  • No Monthly Maintenance Fee if you maintain a balance of $10,000.00 or above each day in the statement period.
  • $25.00 if balance falls below $10,000.00 any day in the statement period.
  • Monthly Maintenance Fee is based on minimum daily balance.

Additional Account Features at No Charge

  • WFNB custom wallet checks(4)
  • WFNB Debit Card(1)
  • Cashiers Checks
  • Money orders
  • Notary Services(3)

Account overview

WBank Account checkless checking offers an affordable monthly maintenance fee along with account features that can help you manage your finances.

Minimum to Open: $25.00

Monthly Maintenance Fee: $5.00

  • $2.00 Monthly Paper Statement Fee (sign up for eStatements to avoid this fee)
  • WBank Account helps you from spending more than you have – there are no overdraft fees or insufficient item fees.(6)

Additional Account Features at No Charge

  • WFNB Debit Card(1)
  • Money orders

*Regardless of account type, when items are presented for payment in excess of the balance in your account, an overdraft item fee will be assessed if the item is paid. This includes but is not limited to debit card transactions, such as ATM withdrawals, that are in excess of the balance in your account which may incur an overdraft item fee if the transaction is paid. The payment of overdraft items and transactions is at our discretion, and more than one overdraft item fee may be assessed in a single day. For complete details regarding our products, services, and fees, including important details regarding our overdraft fees and options, please stop by one of our convenient branch locations and speak with a retail banker.

(1) The setup fee is waived. All other POS and ATM charges will still apply including surcharges that may be imposed by non-WFNB ATM owners and operators.

(2) Direct deposits are monthly deposits made electronically into your account from an employer or other outside agency.

(3) Service may not be available in all branches.

(4) One (1) box of custom wallet checks per order.

(5) If no account owner meets the age qualification, you will be notified and the account will be converted to another product.

(6) When you do not have enough available funds in your WBank Account to cover the transaction, we will return the item whenever possible at no cost to you. While this account prevents you from overdrawing in most cases, there may still be times when your account could have a negative balance. For example, this could happen if a transaction is approved for one amount, but the actual charge is more than the amount of money in your account. This may occur when you use your debit card for a meal and then add a tip. In this situation, the full payment may go through and result in a negative balance on your account, but we will not charge you an overdraft fee.

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Equal Opportunity Employer

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